FAQ

Frequently Asked Questions

Am I Ready to Be a Homeowner?

we understand that buying a home in rohtak is one of the most important decisions you’ll make. To help you determine if you’re ready, consider your financial stability, including steady income, savings for a down payment, and a good credit score

Is Renting or Buying Better?

Buying, is an investment in your future—building equity and providing stability and freedom to customize your home. If you’re ready for a long-term commitment and financial stability, buying can be a great choice. Our team can help you evaluate your options and find the best solution for your lifestyle and budget.

What Is the Lender's Formula?

The lender’s formula is a guideline banks and financial institutions use to determine how much mortgage you can afford. It typically considers your income, existing debts, credit score, and monthly expenses to calculate a comfortable loan amount and monthly payment you can manage.

What Do I Look for in Homes?

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What Should I Expect at Closing?

we make sure you’re fully prepared for the closing process. Closing is the final step where ownership of the property is officially transferred to you. You can expect to review and sign important documents, settle closing costs, and finalize your mortgage details if applicable.

What Is Pre-approval?

Pre-approval is a process where a lender evaluates your financial situation—like your income, credit score to determine how much mortgage you qualify for before you start house hunting. we recommend getting pre-approved because it gives you a clear budget, shows sellers you’re a serious buyer, and speeds up the buying process.

Am I Ready to Rent?

You’re ready to rent if you have a steady income, funds for the security deposit and first month’s rent, and essential documents like ID and address proof. Know your budget, preferred location, and property type (1BHK, 2BHK, etc.). Also, be comfortable with rental agreement terms like notice period and maintenance charges.

What Should I Offer?